Proverbs 3:28 “Do not say to your neighbor, ‘Come back later; I’ll give it tomorrow’–when you now have it with you.'” Well, I have to think about it, I might be taken advantage of—–is the excuse given when help is needed and asked for.  When a person needs help–help.  If you are taken advantage of–so be it.  God will bless you with much more–and who knows—you might be serving an angel!