A simple rule

Proverbs 22:27 “If you lack the means to pay, your very bed will be snatched from under you.” Credit cards can be a curse or a blessing.  How can that be?  Everyone has multiple cards.  Credit cards encourage buying impulsively unaffordable desires.  Or credit cards can help organize purchases so one has records needed for business deductions.  One use is very good while one use is very bad.  Our author is very practical.  How are you or I using our credit cards?