Practical financial advise

Proverbs 13:11 “Dishonest money dwindles away, but he who gathers money little by little makes it grow” Averages can be meaningless, but they can also be interesting.  Well over half of American families have no savings and live from paycheck to paycheck.  God never says what % of your income you should save, but He does say to save and you will develop a financial safety net.  Common advise suggests having 6 months to a year of expenses saved.  That safety net will not happen instantly, but little by little it certainly will.  Over 2300 Bible passages talk about money and 11 0f Jesus’ 39 parables refer to finances while teaching other important lessons.

Pride vs. wisdom

Proverbs 13:10 Pride only breeds quarrels, but wisdom is found in those who take advise.” A wise person always carefully listens and then comes to a conclusion as to the worthiness of the words spoken.  A wise person will never stubbornly defend a position and take a bullying attitude only defending a prideful mentality.  Wisdom listens and evaluates.

Use your talents

Proverbs 13:4 “The sluggard craves and gets nothing, but the desires of the diligent are fully satisfied.” Have you ever heard others say—I want to be like you, I want to have what you have, you are so lucky, or any other complimentary yet useless expressions of desire?  God has blessed each of us with talent to accomplish a successful and meaningful life.  You and I have to use our talents, pray for God’s help to give us an attitude of desire and persistence and then work hard with an mentality of accomplished success.  Expectations of free handouts never enters one’s mind. 

Words and their value

Proverbs 13:3 “He who guards his lips guards his life, but he who speaks rashly will come to ruin.” According to Google, the average man speaks 2-3,000 words per day and the average woman speaks 10-20,000 words per day.  The average person hears 20-30,000 words per day.  Of all those words seemingly about 500 for both man and woman have value.  Of all these words, how many give glory to God?  I also Googled this question and there is no answer.  It would be good for each of us to ask ourselves of ourselves that same question.  Probably each of us would admit–not enough.

Were you? Is he?

Proverbs 13:1 “A wise son heeds his father’s instruction, but a mocker does not listen to rebuke.” The greatest example of a son listening to a father is Jesus listening intently to His Father in the Garden of Gethsemane.  He asked His Father a question, His Father answered, and He obeyed.  Because of that obedience you and I have a reward beyond measure.  That is the best example of a son obediently listening to a father.  Are you such a son?  Are you such a father?

Human nature

Proverbs 12:25 “An anxious heart weighs a man down, but a kind word cheers him up.” Anxiety is a serious emotional condition.  Anxiety and depression are the most common mental disorders in the United States with 1 out of 4 over the age of 18 suffering.  This means you definitely will communicate with more than one person today who suffers from this mental illness.  What does this mean to you?  Represent your Savior and show kindness and care to everyone you meet–smile as walk, talk and work.

quiet wisdom

Proverbs 12:23 “A prudent man keeps his knowledge to himself, but the heart of fools blurts out folly.” It is very common for a person who wants to appear knowledgeable expose his ignorance by instructing a person who is accomplished while the accomplished quietly listens.  One would think the opposite to be true, but as Solomon explains, it is not.  Always learn from the knowledgeable, hopefully wise person, whether that person be male or female.

Be honest

Proverbs 12:23 “The Lord detests lying lips, but he delights in men who are truthful.” One cannot help but think reading this passage—what is truth?  We listen to our God’s words and apply the simple truth–do not lie.  In America we live in a land of freedom and opportunity.   There are many contradictory thoughts of truth.  Religions profess truth yet are very different in their truths.  God, our Magnificent God, inspired Solomon to write this passage just like He inspired others to write and the result is His Bible.  That is the source of truth.  Always refer to God’s Truth and your foundation is solid truth and you will never be fooled.

Words– + or –

Proverbs 12:18 “Reckless words pierce like a sword, but the tongue of the wise brings healing.” Words are tools.  Tools have an intended purpose.  However, the tool chest of words can encourage, devastate, heal or damage depending on how they are either spoken or received.  When our Savior said—It is finished—the entire world listened and those 3 words affect all of us even today.  Those 3 amazing words seal our salvation.  Jesus chose those words carefully and purposefully.  Can you and I learn from our Teacher the mighty power of words?  Definitely!  Choose and use your words carefully and with purpose. Have a blessed Good Friday-Easter weekend.

Anger or calm

Proverbs 12:16 “A fool shows annoyance at once, but a prudent man overlooks an insult.” Regret can be guaranteed when anger becomes the ruler.  Calmness will always generate a solution when wisdom is applied.  We all have a choice in all circumstances–will anger or will calm dominate.  The outcome will be determined by our decision.  Which would you rather work with—an angry impetuous mentality or a wise calm mentality.

BUT

Proverbs 12:8 “A man is praised according to his wisdom, but men with warped minds are despised.” Whenever the word —but — is used in a sentence or in conversation you know what follows is very likely to be not good.  Solomon writes—possessing wisdom is a great blessing—BUT—just the opposite is terrible.  Isn’t praying for wisdom to be a daily part of our prayer life?   BUT—-do we all pray that prayer?

Get advise from whom?

Proverbs 12:5 “The plans of the righteous are just, but the advice of the wicked is deceitful.” We all from time to time look for advice.  We might go to professionally educated and trained if the situation demands that type of advice.  We might go to friends or acquaintances if the situation requires that type of advice.  You make a decision on the value of the advice based on the value of the wisdom of the person you are asking.  Be a person who people come to for advice because of the value of your character and wisdom.